Divorce without attorneys is possible in Florida, but it requires careful attention to detail and a solid understanding of state requirements. Many people attempt this route to save money, only to encounter costly mistakes later.
At Harnage Law PLLC, we’ve seen firsthand how self-directed divorces can go wrong when people skip critical steps or misunderstand the rules. This guide walks you through what you need to know before deciding whether to handle your divorce alone.
Florida law permits you to file for divorce without an attorney, but the state enforces strict requirements that disqualify many people from the simplest filing routes. First, you must satisfy Florida’s residency rule: at least one spouse needs to have lived in Florida for six months before filing. You’ll need to prove this with a Florida driver’s license, voter registration, or utility bills. This isn’t optional. If you can’t demonstrate residency, the court will dismiss your petition. Second, your divorce must be uncontested, meaning both spouses agree on all major issues-property division, custody, child support, and alimony. If disagreement exists on even one point, you’ve crossed into contested territory, and handling it yourself becomes significantly riskier.
Florida requires equal division of marital property, so you’ll need a complete inventory of assets and debts before you can claim the divorce is truly uncontested. The American Bar Association reports that mediated and uncontested divorces cost 40 to 60 percent less than fully litigated cases, which explains why many people attempt the self-directed path. However, the 2022 Florida Bar Association study found that couples who used attorneys to divide assets were about 30 percent less likely to return to court later.

This matters because post-divorce disputes over property or support are expensive and emotionally draining.
Uncontested divorces in Florida typically finish in 3 to 4 months, and the simplified dissolution pathway can finalize in as little as 30 days after filing if you qualify. You qualify for simplified dissolution if you have no minor children, limited assets, minimal debts, and both spouses waive the right to a hearing. If you have children, the rules change immediately. You must prepare a detailed parenting plan covering time-sharing schedules, health care decisions, school decisions, and communication methods. You’ll also need to use the Florida Department of Revenue’s online calculator to estimate child support. The state has specific requirements: every child support order must clearly state when support ends, provide a monthly schedule, and include the exact termination date. These aren’t suggestions-missing them can invalidate the order and force you back to court.

Filing costs around 400 dollars in Brevard County as of 2023, though fee waivers exist for financial hardship. The Brevard County Clerk of Court provides a Family Pro Se Coordinator who guides self-represented parties through the procedural steps at no charge. This coordinator offers forms-review appointments, notarization services, and copies (at 15 cents per page) but provides procedural information only-not legal advice.
Contested divorces demand legal representation because the stakes are too high otherwise. If your spouse disagrees on custody, property division, or alimony, the court system becomes adversarial. Alimony disputes have increased 54 percent over the past decade according to the American Academy of Matrimonial Lawyers, and judges have significant discretion in these decisions based on marriage length, earning capacity, and standard of living.

Self-represented parties often make critical errors in financial affidavits, fail to properly serve their spouse, or miss filing deadlines that result in case dismissal. We at Harnage Law PLLC recommend hiring representation if children are involved and any disagreement exists, if significant assets are at stake, or if your spouse has already hired an attorney. Even in uncontested cases, thorough initial agreements and accurate paperwork prevent post-divorce disputes that cost far more to resolve later. Understanding these distinctions now determines whether you can proceed alone or need professional guidance.
Start by obtaining the correct forms from the Brevard County Clerk of Court. You can download them from the Clerk’s website or pick them up in person at the Titusville, Melbourne, Merritt Island, Palm Bay, or Viera courthouses. The forms cost minimal fees, typically under ten dollars for a complete packet. The essential forms include the Petition for Dissolution of Marriage, Financial Affidavits (Form 12.901(b)(1) for the petitioner and Form 12.901(b)(2) for the respondent), a Parenting Plan if children are involved, and a Child Support Guidelines Worksheet.
Accuracy matters tremendously here. Incorrectly filled forms cause dismissals, forcing you to refile and pay another four-hundred-dollar filing fee. The Brevard County Family Pro Se Coordinator offers free forms-review appointments where a coordinator checks your paperwork for completeness and notarizes signatures at no charge. Call the Self Help Office at 321-633-7780 to schedule this appointment. The coordinator won’t give legal advice or assess whether your agreement is fair, but they will catch procedural errors that would derail your case. After the review, you’ll make copies (fifteen cents per page) and file the original documents with the Clerk. Include your case number once the Clerk assigns one, and maintain the exact format the court requires. Financial affidavits demand complete disclosure of income, assets, liabilities, and monthly expenses. Incomplete or misleading information here creates grounds for the court to reject your settlement or opens you to post-divorce disputes that cost thousands to resolve.
Once you file, your spouse has twenty days to respond. You can serve papers yourself if your spouse agrees to acknowledge service, which saves money and avoids the cost of a process server. If your spouse refuses to acknowledge service, you must hire a process server or sheriff’s deputy, costing between fifty and two hundred dollars. Missing this step invalidates the entire case because the court cannot proceed without proof of service. File the acknowledgment of service with the Clerk immediately after your spouse signs it. Then monitor your case deadlines relentlessly. Florida courts set strict timelines for responses, discovery, and trial. Missing even one deadline results in case dismissal or default judgment against you.
If your case qualifies for simplified dissolution, you can finalize the divorce in as little as thirty days after filing. Standard uncontested divorces typically take three to four months. This timeline assumes you file correctly, serve properly, and meet every deadline. Any mistake extends the process and increases costs. Keep detailed records of every document filed, every date, and every communication with the court or your spouse. The money you save by avoiding an attorney can disappear quickly if mistakes force you back to court or create post-divorce conflicts that demand resolution later.
The gap between filing a divorce petition and finalizing one is where most self-represented litigants encounter serious problems. The Brevard County Family Pro Se Coordinator can review your forms for completeness, but that review does not assess legal sufficiency or catch substantive errors that judges will notice. Incomplete financial affidavits rank as the most common mistake. Florida requires full disclosure of income, assets, liabilities, and monthly expenses.
If you omit a bank account, retirement fund, or debt, the court can reject your settlement agreement or your spouse can challenge it later. The 2022 Florida Bar Association study found couples who used attorneys to divide assets were about 30 percent less likely to return to court, and incomplete disclosure is a primary reason people end up back in the courthouse. Judges scrutinize financial documents carefully, and omissions create grounds for post-divorce disputes that cost thousands to resolve.
Another critical error involves service of process. You cannot simply hand papers to your spouse and assume the court recognizes this as valid service. If your spouse refuses to sign an acknowledgment of service, you must use a process server or sheriff’s deputy, costing fifty to two hundred dollars.
Many self-represented parties skip this step or serve papers incorrectly, which invalidates the entire case. The court cannot proceed without proof that your spouse received proper notice. Missing this requirement forces you to refile and start over, multiplying your costs and delays.
Florida courts enforce strict timelines for responses, discovery, and trial preparation. A single missed deadline can result in case dismissal or a default judgment against you. Cases have been dismissed because someone missed a response deadline by two days. The cost to refile and start over exceeds what an attorney would have charged initially.
Child support and custody issues demand attention that many self-represented parties cannot provide. If you have minor children, you must prepare a detailed parenting plan addressing time-sharing schedules, health care decisions, school enrollment, communication methods, and exchange locations. Florida courts require that every child support order clearly state when support terminates, provide a monthly payment schedule, and include the exact termination date. Missing these elements invalidates the order and forces you back to court.
The American Academy of Matrimonial Lawyers reports a 54 percent increase in alimony disputes over the past decade, and child support disputes follow similar patterns. Judges have significant discretion in determining support amounts based on both parents’ income, custody time, and the child’s needs. Self-represented parties often underestimate their obligations or fail to account for health insurance requirements. Florida law mandates that each child support order address health insurance coverage and apportion noncovered medical costs between parents according to their combined net income. If you fail to include health insurance language in your order, you cannot later modify it without proving a substantial change in circumstances. The financial consequences of these omissions can exceed ten thousand dollars over the life of a child support obligation.
If your divorce involves any domestic violence history, substance abuse issues, or disagreement about custody, the complexity escalates dramatically. Self-represented parties cannot effectively argue best-interest factors or challenge presumptions that courts apply. These cases demand legal representation because the stakes involve your children’s welfare and your financial future.
A divorce without attorneys works only when both spouses agree on everything, no children are involved or a solid parenting plan exists, and neither party has hired representation. The 2022 Florida Bar Association study showed couples using attorneys were 30 percent less likely to return to court, and that statistic reflects the reality of self-directed divorces. One missed deadline, one incomplete financial affidavit, or one procedural error forces you back to the courthouse with a new filing fee and compounded stress.
The Brevard County Family Pro Se Coordinator offers genuine value for those committed to handling divorce without attorneys. The free forms-review appointments catch procedural mistakes before they derail your case, and the notarization service adds legitimacy to your documents (call 321-633-7780 to schedule). The Florida Courts website also provides downloadable forms and procedural guidance that reduce your risk substantially.
Complexity demands professional guidance when your spouse has hired an attorney, significant assets require division, custody disagreements exist, or alimony is a factor. Contact Harnage Law PLLC to discuss whether your situation qualifies for self-directed handling or requires experienced representation. The difference between saving money now and losing thousands in post-divorce disputes often comes down to getting professional guidance at the right moment.